How to compare car insurance groups - Car insurance bands

Car insurance group details

Your vehicle insurance payments will typically be based on which car insurance group your car has been fixed in to. Collectively there are 20 groups - the lower the group, the lower the insurance payments will be. A mix of motor specialists, named the Group Rating Panel, take points like the security features, cost, and the outer shell structure of a car into consideration before they decide what rating it will receive. Cars like Fiat Pandas and Vauxhall Corsas have a number one rating where as Lamborghinis and Aston Martins are listed at the top end of the band. Despite the fact that insurance firms are not required to adhere to these guidelines, a large majority do, which means the offers and tariffs you obtain may be based around your car insurance band. Before purchasing a new automobile it might be worth checking out what group your vehicle falls into by heading to the resources on the net that explain premiums and ratings.